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About costs and reimbursement

In the Netherlands, the treatment of a debilitating phobia is always fully or largely covered by the basic health insurance 

Costs and compensation

All Dutch health insurance companies cover the treatment. Depending on the health insurance policy you have chosen, a personal contribution may apply. Check your policy information for non-contracted Basis-GGZ.

The reimbursement rate depends on the severity of the fear

In the Netherlands, the costs of mental health care treatments are based on the severity of the fear. The treatment is no different. The costs, that will therefore be fully or largely reimbursed, are 2021:

  • Mild phobia ('Basis-GGZ Kort')

    Fears of low severity and complexity

  • Medium/severe phobia ('Basis-GGZ Middel')

    Moderate or somewhat severe fears

  • Severe or complex fears ('Basis-GGZ Intensief')

    For severe or complex fears, often applies to panic and PTSD

During the intake interview, the psychologist will indicate which tariff applies. The intake is without obligation, so you are not committed to anything. 

In the Netherlands, you will need a referral from your doctor. Without a referral, or if you have a foreign insurance policy, you will pay the tariffs for uninsured care.

Find out more

Contact your insurance company to find out more about possible reimbursement of the costs. 

Good to know

Any additional costs

For some treatments there are external costs for example for the fear of driving, for which we work together with a driving school. Unfortunately, insurance companies do not reimburse the costs for this. We always discuss this with you in advance.

Obligatory deductible excess

In the Netherlands, everybody aged XNUMX or over has a compulsory deductible for healthcare provided under their general insurance policy. This means you pay the first €XNUMX of any healthcare costs yourself.

How does the invoice process work?

After the treatment you will receive an invoice by email that you pay yourself. You submit this invoice to your health insurer, which will reimburse you the agreed percentage.

No show

If you unexpectedly do not show up for the treatment, we will charge you for 2 hours, at € 220,54.

We are happy to help you with questions about costs and compensation