About costs and reimbursement

In the Netherlands, the treatment of a hindering fear is always fully or largely reimbursed by the health insurance. 

Costs and compensation

All Dutch health insurers reimburse the treatment. Depending on the health insurance policy you have chosen, a personal contribution may apply. Look in your policy information under 'non-contracted Basic GGZ'.

The reimbursement rate depends on the severity of the fear

In the Netherlands, the costs of mental health care treatments are based on the severity of the fear. The treatment is no different. The costs, that will therefore be fully or largely reimbursed, are 2021:

  • Medium/severe phobia ('Basis-GGZ Middel') €885,01

    Fears of moderate severity

  • Severe or complex fears ('Basis-GGZ Intensief') €1.434,96

    For severe or complex fears, panic symptoms and PTSD

During the intake interview, the psychologist determines which rate applies. This rate is charged regardless of the result of the treatment. 

If you plan a treatment after the intake but it stops prematurely while we have spent less than 120 minutes, you pay the rate for a incomplete treatment process (at €228,04).

For reimbursement from the insurance you have a referral from your doctor. Without a referral, or if you have a foreign insurance policy, you will pay the tariffs for uninsured care.

Find out more

Contact your insurance company to find out more about possible reimbursement of the costs. 

Good to know

Any additional costs

For some treatments there are external costs for example for the fear of driving, for which we work together with a driving school. Unfortunately, insurance companies do not reimburse the costs for this. We always discuss this with you in advance.

Obligatory deductible excess

In the Netherlands, everybody aged XNUMX or over has a compulsory deductible for healthcare provided under their general insurance policy. This means you pay the first €XNUMX of any healthcare costs yourself.

How does the invoice process work?

After the treatment you will receive an invoice by email that you pay yourself. You submit this invoice to your health insurer, which will reimburse you the agreed percentage.

No show

If you unexpectedly do not show up for the treatment, we will charge you for 2 hours, at € 220,54.

Contact your health insurer

Contact your health insurer to be sure what you will be reimbursed. You may need the following information for this:

  • We treat within the basic mental health care (treatment codes 180002 and 180003).
  • We have no contracts with health insurers.
  • The main practitioners are GZ psychologists.
  • The practitioners and our doctor are BIG registered.
  • Our AGB code is 94064298.
  • The Memrec method complies with the state of science and practice.
  • Our quality statute is registered on

We are happy to help you with questions about costs and compensation