About costs and reimbursement
In the Netherlands, the treatment of a debilitating phobia is always fully or largely covered by the basic health insurance
Costs and compensation
All Dutch health insurance companies cover the treatment. Depending on the health insurance policy you have chosen, a personal contribution may apply. Check your policy information for non-contracted Basis-GGZ.
The reimbursement rate depends on the severity of the fear
In the Netherlands, the costs of mental health care treatments are based on the severity of the fear. The treatment is no different. The costs, that will therefore be fully or largely reimbursed, are 2021:
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Mild phobia ('Basis-GGZ Kort') €
Fears of low severity and complexity
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Medium/severe phobia ('Basis-GGZ Middel') €
Moderate or somewhat severe fears
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Severe or complex fears ('Basis-GGZ Intensief') €
For severe or complex fears, often applies to panic and PTSD
During the intake interview, the psychologist will indicate which tariff applies. The intake is without obligation, so you are not committed to anything.
In the Netherlands, you will need a referral from your doctor. Without a referral, or if you have a foreign insurance policy, you will pay the tariffs for uninsured care.
Find out more
Contact your insurance company to find out more about possible reimbursement of the costs.
Good to know
Any additional costs
For some treatments there are external costs for example for the fear of driving, for which we work together with a driving school. Unfortunately, insurance companies do not reimburse the costs for this. We always discuss this with you in advance.
Obligatory deductible excess
In the Netherlands, everybody aged XNUMX or over has a compulsory deductible for healthcare provided under their general insurance policy. This means you pay the first €XNUMX of any healthcare costs yourself.
