In the Netherlands, the treatment of a debilitating phobia is always fully or largely covered by the basic health insurance
All Dutch health insurance companies cover the treatment. Depending on the health insurance policy you have chosen, a personal contribution may apply. Check your policy information for non-contracted Basis-GGZ.
In the Netherlands, the rate in mental health care is based on the severity of the fear. The treatment is no different. The rates, which you will therefore be fully or largely reimbursed, are in 2021:
Fears of low severity and complexity
Moderate or somewhat severe fears
For severe or complex fears, often applies to panic and PTSD
During the intake interview, the psychologist will indicate which tariff applies. The intake is without obligation, so you are not committed to anything.
After the intake you will have a referral required. You pay the rates in advance without a referral uninsured care.
The most favorable is a basic insurance in which you receive 100% reimbursement from non-contracted basic mental health care, and also have the lowest possible deductible.
You can change this until December 31, and sometimes until January 31.
For some treatments we have to external costs in the car, for example. We then work together with a driving school. Unfortunately, the health insurer does not reimburse this. We always discuss this in advance.
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Understandable. All the people who are now super happy that they have overcome their fear, also initially dreaded it. We find that it helps to realize that the actual confrontation is a one-off. And short: no longer than fifteen minutes. Nothing happens during the treatment that you do not decide yourself.
Give us a call and we'll talk about it.